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https://www.msn.com/en-us/money/personalfinance/6-places-to-avoid-using-your-debit-card-stay-protected-from-fraud/ar-AA1mmuYN?ocid=msedgntp&cvid=bc1c2aa2f57b489796b4e913613ba35e&ei=34
オットはみごとにガソリンスタンドでやられました。
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1. Online Shopping Websites
オンラインショッピングはやっぱりヤバイね
While shopping online is a staple of modern life, it can be risky to use your debit card on e-commerce platforms. The risk of data breaches means your card information could potentially fall into the wrong hands. Use credit cards or payment services like PayPal for better fraud protection.
2. Gas Stations
ガソリンスタンド
Pay-at-the-pump services at gas stations are convenient but often targeted by skimmers — devices that can steal your card information. It’s safer to pay with a credit card or cash, or go inside the station to pay.
3. Restaurants and Bars
レストランやバー
When you hand over your debit card at restaurants and bars, it often goes out of sight for processing. This can open up opportunities for your card details to be copied or stolen.
4. Outdoor ATMs and Kiosks
街中に設置されてるATM
ATMs and kiosks, especially in less secure or unmonitored outdoor locations, can be equipped with skimming devices or be tampered with. Use ATMs located inside a bank branch or in well-lit, populated areas.
5. Hotels and Rental Services
ホテルやレンタカーなんかのお店
Hotels and rental services often put holds on your account for incidental charges when you use a debit card. This can tie up your funds unexpectedly. A credit card is a more suitable option for such holds.
6. Non-Bank Point-of-Sale Terminals
ノンバンクPOS端末
Be cautious when using debit cards at non-bank POS terminals, like those at craft fairs or independent shops. These terminals might not have the same level of security as those operated by established retailers.
デビットカードは安全か？
Are Debit Cards Safe?
Debit cards, while generally safe, carry certain risks primarily due to their direct link to your bank account. Unlike credit cards, unauthorized use of your debit card can lead to immediate withdrawal of funds from your account, making recovery more challenging.
Banks do offer protection against fraud, but the process can be more cumbersome compared to credit cards. Thus, while debit cards are a secure payment option, their safety depends heavily on how and where they are used.
How To Stay Safe From Fraud
Staying safe from fraud involves being proactive and aware of how you use your debit card. Follow these strategies to help protect your financial information and reduce the risk of unauthorized transactions.
Monitor your bank statements regularly: Regularly check your bank statements for any unauthorized transactions.
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